WiseIQ calculates your personal Financial Health Score and matches you with credit cards, loans, savings accounts, and more — ranked by fit, not by how much they pay us.
Answer a few quick questions about your credit range, income, debt, and savings. WiseIQ calculates your Financial Health Score in under two minutes.
Browse 83 real financial products across 9 categories — all ranked by how well they fit your score. Offers you are likely to qualify for appear first.
Every offer shows exactly why it matches your profile before you apply. No surprises. No wasted hard inquiries on products you will not get.
A 0–100 score built from four factors: credit range, income, debt load, and savings. See your breakdown and a personalized 90-day improvement plan.
83 products across credit cards, personal loans, savings, investing, debt relief, credit building, mortgages, auto loans, and insurance.
18 bite-sized lessons covering credit, debt, savings, and income. Each lesson ends with a quiz and earns you XP toward your financial literacy score.
Set goals — build an emergency fund, pay off debt, save for a home — and track your milestones as you go. Celebrate every win.
Your financial profile is stored on your device only. It is never uploaded, never sold, and never shared without your explicit permission.
Personalized tips based on your weakest score factor, daily check-ins, mood tracking, and a 7-day streak calendar to keep you on track.
When you apply for a product through WiseIQ and get approved, the provider pays us a referral fee. That is our only revenue source. We disclose this on every offer card and publish a full explanation of our business model inside the app.
We never sell your data. We never rank offers by commission size. We never show "pre-approved" language unless a lender has formally pre-screened you.
Read Our Privacy Policy →Free to download. No account required. Your data never leaves your device.
Coming soon to iOS and Android